Stop fraud before it becomes a customer problem.
Signals evaluates every outbound message before it’s sent — blocklists, behavioural analysis, content intelligence and machine learning. Every request is scored and allowed, reviewed or blocked within milliseconds.
Most fraud is detected after the damage is done
Traditional systems focus on onboarding and completed transactions. Fraud Guard works earlier — at the signal layer, before a message is delivered.
Verification abuse
Fraudsters exploit OTPs with SMS pumping, OTP flooding and code interception — signals traditional systems rarely inspect before they’re sent.
False positives
Generic fraud rules block legitimate customers because they lack the context behind each signal — creating friction and failed journeys.
Transaction signal blind spots
Two messages can look identical but carry very different risk. Fraud Guard weighs sender behaviour, content, velocity and account context.
Detection that comes too late
Once an OTP is delivered or a verification completes, the chance to prevent many attacks has already passed.
Decide before delivery — not after
Traditional — review after the fact
- Message → delivered → fraud detected
- Fraud found after the OTP lands
- The attack has already reached the customer
- The prevention window is already closed
Fraud Guard — decide before delivery
- Message → risk evaluated → allow / review / block
- Scored in real time before sending
- Blocklists, behaviour, content & ML
- Stopped before it reaches the customer
Every request, scored in milliseconds
Every fraud signal, evaluated before delivery
Hundreds of signals across devices, behaviour, velocity, content and location — analysed in real time before a message is sent.
Velocity & OTP abuse detection
Abnormal OTP frequency, rapid attempts, code flooding and unusual velocity — caught before a message is delivered.
Device & session fingerprinting
Trusted devices recognised instantly; new or anonymised signatures trigger elevated scrutiny before the signal is allowed.
Geo & identity anomaly detection
Impossible travel, location spoofing and identity inconsistencies — contextualised to each customer’s normal behaviour.
Behavioural baseline per customer
A real-time baseline for every customer; deviations in timing, channel, frequency or amount are flagged before sending.
Ready to start
Your customers trust you at the moment that matters most
Every OTP, payment signal, fraud check, and alert is a promise. Termii makes sure you keep it.